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puṇya-saṃbhāra (T. bsod nams kyi tshogs བསོད་ནམས་ཀྱི་ཚོགས་; C. fude ziliang 福德資糧) is translated as "accumulation of merit," "collection of merit," etc. It is one of the two accumulations on the path of the bodhisattva, along with the accumulation of wisdom (jñāna-saṃbhāra).

The Princeton Dictionary states:

This type of collection refers to the myriad meritorious deeds performed by a bodhisattva over millions of lifetimes, deeds that are dedicated to the achievement of buddhahood for the welfare of all sentient beings. Between the two poles of skill in means (upāya) and wisdom (prajñā), the collection of merit is associated with upāya.[1]